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The Medicare Open Enrollment for 2024 is here! October 15 - December 7 is technically called the Annual Election Period and everyone who is eligible for Medicare (usually 65 years and older) has a chance to select a new plan for the new year! If you have a Medicare Advantage plan and/or a stand-alone Prescription Drug Plan… this is a very important time for you to review, renew, or switch your plans. Peter D Johnsen explains it in this video and blog.
Read MoreWhen is the Medicare Open Enrollment? The answer is October 15 - December 7. This period is technically called the Annual Election Period and when everyone who is eligible for Medicare (usually 65yrs and older) has a chance to select a new plan for the new year! If you have a Medicare Advantage plan and/or a stand-alone Prescription Drug Plan… this is a very important time for you to review, renew or switch your plans. Peter D Johnsen explains it in this video and blog.
Read MoreToday, Peter D Johnsen is talking about... A Brief History of Shopping for Insurance
In the past, you were pretty much stuck accepting whatever type of insurance your agent could find for you.
Then, around ten years ago, nearly every insurance company started offering their product online… but that created some problems…
Read MoreSo...Why do you need Umbrella Insurance? For a rainy day of course! Ok, so enough with the bad dad jokes. So, why do you really need an Umbrella Insurance Policy? Because sometimes when it rains, it pours… and if you get in an accident and someone is killed or a lawsuit over an injury… you need the extra financial protection…
Read MoreMost people want a “low deductible”. They want $100 or even $250 deductible on their car insurance. Sometimes even $50. Here’s why I always recommend a HIGH deductible:
Read MoreWho has ever heard about cashback from insurance?!? That’s insane. In fact, I didn’t even know about this program until it happened to me personally! However, I found one and everybody loves it!
Read MoreAs a husband and father of three, I know how important it is to protect the things that matter most to you. It all starts with the health and well being of your family and then extends to the financial assets you own, like your cars and house…
Read MoreAre you sure you have Dental & Vision Insurance?
My teeth and my eyes are a part of my health right? I mean, it totally makes sense that they are covered under my health insurance policy.
Think again…
Read MoreIf you’re like me, you take a little time at the beginning of the year to evaluate your life, your job, your family, your finances and your goals. This is good! But are you forgetting something? Most people will overlook this one thing. It’s so easy to forget….
Read MoreIf you’ve ever watched the Olympics, you know that the winners of the competition will receive a gold, silver or bronze metal based on what place they finished in. It would be easy to get confused and think that if you have a bronze plan, that you won’t get as good of medical benefits...but that’s a misunderstanding. Let me explain…
Read MoreSo, if you have a medical procedure that costs $100,000… I hope you have $20,000 in the bank to pay the rest of the bill. (and this is not an exaggeration, but a harsh reality) This is why everyone should enroll in either a Medicare Supplement or Medicare Advantage plan…
Read MoreAre you a smart shopper? Every time I go shopping...my wife asks me this question: “Do you have a coupon”? Now federal tax credits for health insurance is not a coupon… but always check and see if you qualify for a federal tax credit for health insurance…
Read MoreDo You Remember MapQuest? Printing directions? That’s so outdated! Well so is figuring out how to enroll in a new health plan! Asking an Insurance Broker is the new and free way to enroll in a new healthcare plan! But why...
Read MoreSomethings we get overwhelmed by all the choices of where to shop! There are so many stores and places and deals… So we decide to use “one-stop shopping” places like Costco. We like to “bundle” because it works well!
This is the logic behind insurance bundling for auto and home policies…
Read MoreMy wife and I were all excited about our new healthcare plan! It had a low premium and came from my employer. We thought we were going to be happy with it! And then we noticed that it didn’t include…
Read MoreWhen you turn 65yrs old and become Medicare eligible a big change could happen to your health care plan. If you don’t choose the correct plan that accommodates your preferences and the financial liability you’re comfortable with, Medicare can change things dramatically!
Read MoreMedicare health plans are available to most everyone 65yrs and older, who have paid into the Medicare system for at least 10 years. It’s very important that you enroll when you are first eligible...or you will face financial penalties for enrolling in later years…
Read MoreHere is the thing… No one likes to think about insurance. It’s either boring or scary…
Read MoreDo you want to change your healthcare provider, see a different set of doctors or get new coverage?
Read MoreIt can be really confusing… trying to figure out where to find the right insurance!
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